UKMS…providing you with reassurance.

Mortgage Regulation means that the mortgage process can be a very time consuming, stressful and complex process. Fully qualified and experienced UKMS mortgage consultants will manage all aspects of the process on your behalf offering:

• armchair service
• face to face meetings at a time and place to suit you
• time and stress saving
• greater buying power / intermediary special deals
• fully advised sale
• long-term relationship

Property Purchase – for people buying their main or second home. As a whole of market mortgage brokerage, UKMS is not tied to any one lender and is able to make sense of the thousands of mortgage products available from across the whole of market and find the right deal for you.

First time buyers – if you are taking your first steps on the property ladder, experienced UKMS consultants will be with you every step of the way, taking you through each stage of the application process ensuring the whole transaction runs as you smoothly as you hope it would.

Remortgages – your present deal may have been the most suitable for your needs when you applied for it, but personal circumstances and market climate undoubtedly change over time. It is therefore likely that there is a more suitable mortgage product available for your needs and UKMS advisors will be happy to search the market for you.

Buy-to-let Mortgages* – having a property to let to tenants could potentially earn considerable financial rewards over time. Our buy-to-let clients range from first to full time landlords and knowledgeable UKMS consultants will help you establish whether income and/or capital growth is the objective and find the most suitable product to help you achieve your goals.

*The Financial Services Authority does not regulate some forms of buy-to-let mortgages

As well as advising on mainstream mortgage products, UKMS has qualified advisors and long-established relationships with niche lenders for the following specialist products, including:

Capital Raising | Debt Consolidation** | Self-build | Commercial Property*** | Overseas*** | Equity Release | Shared-ownership

You can call us on 020 8956 2860 to discuss any mortgage needs you may have.

** By consolidating your debt into a mortgage you may be required to pay more over the term than you would with your existing debt.

*** Commercial mortgages and Overseas mortgages are not regulated by the Financial Services Authority.

Your home may be repossessed if you do not keep up payments on your mortgage.